Last update: 10/1/2025
These Terms and Conditions of Use of www.hdbi.gr website have been created and are owned by the societe anonyme under the corporate name “Hellenic Development Bank of Investments S.A.“, based in Athens, 3 Merlin street, 10671 (hereinafter the “Company“).
1. ACCEPTANCE
Access to and use of this site shall be subject to the following terms and conditions and to all applicable laws. By accessing and reading the content of the website you accept without any restriction or reservation these Terms and Conditions and acknowledge that any other agreement with the Company for the use of the web page is not applicable and has no application.
By visiting our website, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms of Use”, “Terms”). These Terms apply to all users of the website.
By agreeing to these Terms, you represent that you are at least of the age of majority in your country, state or province of residence, or that you are the age of majority in your country, state or province of residence and you have given us your consent to allow any of your minor dependents to you to use this website. You also represent that you have the capacity to perform legal acts in your country, state or province of residence. You may not use our website for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to laws of intellectual and industrial property).
A breach or violation of any of the Terms will result in an immediate termination of the Services provided to you by the Company.
Further, if you have any objection in relation to the Notice on the Protection of your Personal Data collected through our Website and our Cookies Policy, please do not use this website.
2. USE OF CONTENT
You have free access to this site, but you can read, copy, or use information from the site including text, images, audio files, or video (hereinafter “Content”) for your personal, non-commercial use only. You do not have the right to distribute, modify, transfer, reuse, relay or use the Content on your website or other means for commercial purposes without the written permission of the Company. You must retain and reproduce all industrial and intellectual property markings or any other property marking contained in the Content in any case you download. You must consider that anything you see or read on this site is copyrighted and industrial property rights, unless explicitly stated otherwise, and cannot be used without the prior written permission of the Company, except in the way described in these terms and conditions or within the text of this website. The Company does not state or guarantee that your use of the content of this site will not constitute a breach of third party rights which are not or are not linked to the Company. With the exception of the above limited license, you are not granted or granted any license or right to any industrial and/or intellectual property right of the Company or another third party.
3.REVISION OF SERVICE
We always seek to improve the Service we have developed to provide you with full functionality and usability. This means that we may add new elements or improvements at times or erase others. If these changes do not significantly impact Your rights or obligations towards the Service, we may not inform You. If the changes include material changes that affect your rights or obligations, we will notify you in advance of the changes by reasonable means, which could include notification through the Website or via email. Moreover, it may be necessary for us to stop our Service permanently or temporarily. We will promptly inform you in this case, unless extreme circumstances, such as security reasons, prohibit us from doing so.
4. ACCURACY, COMPLETENESS AND TIMELINESS OF INFORMATION
We are not responsible if, by mistake, the information made available on this website is not accurate, complete or current. The material on this website is provided for general information only and should not be relied upon or used as the sole basis for making decisions. Any reliance on the material on this website is at your own risk.
5.RIGHTS THE COMPANY GRANTS YOU UNDER CONDITIONS
The Company grants you a personal, worldwide, royalty-free, non-assignable, nonexclusive, revocable, and non-sublicensable license to access and use the Services. This license is for the sole purpose of letting you use and enjoy the Services’ benefits as intended by the Company and permitted by these Terms. Therefore, you agree not to:
- use the Services or any content contained in the Services for any commercial purposes without our written consent.
- copy, modify, transmit, create any derivative works from, make use of, or reproduce in any way any copyrighted material, images, trademarks, trade names, service marks, or other intellectual industrial property, content or proprietary information accessible through the Services without our prior written consent.
- express or imply that any statements you make are endorsed by the Company.
- use the Services in any way that could interfere with, disrupt or negatively affect the Services or the servers or networks connected to the Services.
- upload viruses or other malicious code or otherwise compromise the security of the Services.
- “frame” or “mirror” any part of the Services without the Company’s prior written authorization.
- use meta tags or code or other devices containing any reference to the Company or the Services (or any trademark, trade name, service mark, logo or slogan of the Company) to direct any person to any other website for any purpose.
- modify, adapt, sublicense, translate, sell, reverse engineer, decipher, decompile or otherwise disassemble any portion of the Services, or cause others to do so.
- probe, scan or test the vulnerability of our Services or any system or network.
- encourage or promote any activity that violates these Terms.
We may investigate and take any available legal action in response to illegal and/ or unauthorized uses of the Services, including termination of the provision of Services to you.
6. INFORMATION YOU PROVIDE US WITH
In addition to the information covered by the Website Privacy Notice, any communication of material transmitted to this site by electronic message or other means, including any data, questions, comments, suggestions or similar material, shall be treated as non-confidential and non-protected by an industrial or intellectual property right. Anything you transfer or share becomes the property of the Company and can be used for any purpose, including, but not limited to, reproduction, disclosure, transfer, publication, retransmission, dispatch. Moreover, the Company is free to use, without being compensated for, any idea, concept, know-how or technique that may be included in a notification to your website for any purpose, including the development, production and marketing of products.
It is noted that the Company may use all communication means (such as email etc.) in order to get feedback for its Services.
7. LINKS TO THIS SITE FROM OTHER WEBSITES
The Company has not checked any of the websites containing a link on this site and is not responsible for the content of those websites.
8. LINKS ON THE WEBSITE
Links to other websites are provided only for the interest and convenience of the user of that website. We inform you that when you leave this site that the usage rules and the policy of managing personal data on the website you visit may be different. The Company undertakes no responsibility for the links which are included in this website, and more specifically for the accuracy and legality of their content. We assume no responsibility for any breach or omission in the personal data management policy of other websites.
9. NOTIFICATIONS ON THIS WEBSITE
Despite the fact that the Company may, from time to time, record or review conversations, notifications, missions, transfers, newsletters and similar materials on its website, the Company shall not be obliged to act in such a way and shall bear no obligation or responsibility for the content of such documents or for any mistake, defamation, slander, misrepresentation, omission, pseudology, pornography, blasphemy, risk, disclosure of personal data or inaccuracy contained in the contents of the above mentioned. You shall not disclose any unlawful, threatening, defamatory, obscene, sensationalist, vulgar, pornographic, blasphemous or other material which might be recommend or encourage conduct that may be considered as punishable acts, tort or otherwise constitute breaches of any provision of law. The Company complies fully with the police or other authorities or orders of any judicial, public prosecutor or other legal authority which oblige it to disclose the identity of any person who notifies, publishes, smuggles, etc. such material or content.
10. TRADEMARKS/RIGHTS (INDUSTRIAL) PROPERTY
The graphic logo and all other product or service names or slogans displayed on this Website are Company’s property and may not be copied, imitated, or used, in whole or in part, without the Company’s prior written permission.
This website may contain or mention patent rights, proprietary information, technologies, products, processes or other (industrial) property rights of the Company and/or third parties. No license or right to these trademarks, patents, trade secrets, technologies, products, procedures, etc. for which the Company or a third party is a proprietor, is not granted to you.
In addition, the design of this Website, including all page headers, custom graphics, button icons and scripts, constitute intellectual property of the Company and may not be copied, imitated, or used, in whole or in part, without Our prior written permission. All the above are protected by Greek and EU intellectual property laws. The user accepts that the whole content of the Website constitutes intellectual property of the Company.
The Company always in accordance with the principle of good faith and with the relevant transactional ethics, makes every effort to ensure that the content and information that appears each time on the Website are as accurate as possible, but does not bear any responsibility for their credibility.
If you are aware of an infringement of either your brand or our brand, please let us know by e-mailing us at info@hdbi.gr
11. PERSONAL DATA PROTECTION
Personal data processing of the Website Users’ is conducted according to the Website’s Privacy Notice and Cookies Policy which are available in the Website, as well as the provisions of the applicable Greek and EU legislation.
12. CONSEQUENCES
If it is understood that you have violated any of the above terms of use contained in this legal text, we will take immediate corrective action, including indicatively a ban on the use of the services offered by the Company the removal of any information, data and content communicated on the website by the user, at any time and without prior notice. If the Company suffers any damage, the company retains any legitimate right and claims to redress such damage.
13. LIABILITY DISCLAIMER
Despite the fact that the Company makes reasonable efforts to include accurate and up-to-date information on its website the Content may contain technical misstatements and typographical errors. The Company reserves the right to make changes, corrections, and/or improvements to the Contentat any time without prior notice. The Company does not provide guarantees as to the accuracy of the Content. The Company assumes no liability for any error or omission in the content of the website. ALL INFORMATION IS PROVIDED “AS IS”. THE COMPANY PROVIDES NO GUARANTEE REGARDING THE INTEGRITY OR ACCURACY OF THE INFORMATION ON THIS WEBSITE OR FOR ITS POSSIBLE USES. THEREFORE, THE INFORMATION SHOULD BE CAREFULLY EVALUATED BY VISITORS. NOR THE COMPANY NEITHER ANY OTHER THIRD PARTY WHO PARTICIPATED IN THE CREATION, CONSTRUCTION OR PROVISION OF THE NETWORK MAY BE HELD RESPONSIBLE FOR ANY IMMEDIATE, ACCIDENTAL, CONSEQUENT, INDIRECT DAMAGE, AS CONSEQUENCE OF THE ACCESS, USE OR INABILITY TO USE OF THIS NETWORK OR FOR ANY ERROR OR OMISSION IN THE CONTENT OF THE NETWORK. The Company assumes no responsibility with respect to any damage caused by viruses that may affect your personal computer or any other part of your property when accessing and using the website. The Company retains the right to suspend the operation of this site at any time without prior notice and without any liability.
14. SEVERABILITY
In the event that any provision of these Terms of Service is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Service. Such determination shall not affect the validity and enforceability of any other remaining provisions.
15. TERMINATION
These Terms of Use are effective unless and until terminated by us. You may stop using our website at any time if you no longer agree to these Terms.
If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Use, we also may terminate this agreement at any time without notice.
16. ENTIRE AGREEEMENT
The failure of us to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision. These Terms of Use and any policies or operating rules posted by us on this website or in respect to the Service constitute the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service).
Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party.
17. GOVERNING LAW
These Terms of Service shall be governed by and construed in accordance with Greek law and the courts of Athens shall be the competent courts to resolve any dispute arising from these Terms.
18. REVISIONS
We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Use by posting updates and changes on our website at any time. We may do so for a variety of reasons, such as to reflect changes or legal requirements, new features or changes in business practices. The most recent version of these Terms will be posted in the relevant section of the website (“Last Update”) and you should check back regularly for the most recent version. The most recent version is the one in effect. If the changes are substantial and affect your rights or obligations, we will notify you in advance by reasonable means, which may include notice through the Website. If you continue to use the Services after the changes take effect, then you agree to the revised Terms.
19. CONTACT INFORMATION
Questions about the Terms of Service should be sent to us at info@hdbi.gr
